Finding a knowledgeable, trustworthy mortgage broker can be a chore. Make sure to do your research, talk with friends and family, and get references. When you are putting your hard-earned money on the line with a mortgage, you want to have 100% confidence in the broker that you choose.
One of the benefits of using me to help with your home mortgage loan is that I process and close my own loans. This will ensure that you won’t have to deal with a myriad of different people because I will be your single point of contact. As a mortgage broker, I also work with clients on refinances and home equity loans.
Another benefit in hiring me as your mortgage broker is that I shop for the most competitive rates and terms for you. I have extensive ties to many lending sources. I am able to draw from a larger potential pool of lenders than a single bank can offer. Additionally, being independent affords me the flexibility to work with clients on non-conventional loans (for example, borrowers who put down less than 20%). And if rates suddenly shift, I can smoothly and quickly make adjustments and secure the loan with a different bank if needed.
I am also not afraid to give you the bad news. I believe in being completely upfront when the numbers aren’t looking so good. Nobody likes surprises and most times I am able to come up with satisfactory alternatives. Be assured that your financial health is my concern too.
When you work with me, I add the personal touch that is usually lacking when you go directly to a lending institution in Palm City. I work on my own clock and do not keep “bankers’ hours!” I am just a phone call away—contact me today!